RV or Motorhome Insurance depends on the size of the RV, how much it’ll be used, the market value of the RV, and whether you live in it full-time.
 

RV Insurance covers Liability, Physical Damage, and Medical Expenses in the event of an accident. There are also optional coverage levels available such as:
 

• Total Loss Replacement Coverage

• Campsite and Vacation Coverage

• Emergency Expenses

• Towing and Roadside Assistance

• Uninsured and Underinsured Motorist Coverage

• Full-timer coverage if your RV is your full-time residence​