Long-Term Care Insurance provides coverage for assistance that may be needed for people with chronic illnesses, disabilities, or other conditions over an extended period of time.

 

The type of assistance needed can range from help with simple activities (such as bathing, dressing, and eating), to more skilled care that is provided by nurses, therapists, or other professionals.

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Policies may cover:
 

• Nursing Home

• Assisted Living

• Adult Day Care Services

• Home Care

• Home Modification

• Care Coordination

• Future Service Options