Homeowners Insurance provides protection against financial loss in the event of a disaster or accident involving your home.
 

Homeowners Insurance provides protection for:
 

• Property – such as damage to your Home, Personal Property, & Unattached Structures
   

• Liability – legal responsibility for any injuries and property damage to others caused by you or members of your family (including household pets)
   

• Additional Living Expenses – extra costs of living away from home if it is uninhabitable due to damage from a covered peril